Independent · No installer partnerships

Stop asking what solar costs. Ask what it’s worth to you.

Comparing quotes against each other tells you which is cheapest. It can’t tell you whether any of them is worth signing. We work the other way round: tell us what you’re after, and we’ll tell you the most you can pay and still get there.

Grid vs. Solar Breaks even yr 8.2
Where the lines cross is your payback point.
We don't sell solar
No installer affiliations
Your data is never shared
No subscriptions
How we help

Three moments where this actually matters

Most people find us somewhere in the middle. Start wherever you already are — each step stands on its own.

1 Before you have a quote

Nobody selling you solar can tell you what it’s worth to you

It depends on your export rate, your retail plan, when you’re home, your roof, and what that money would have earned elsewhere. None of it is on the quote, and the person at your kitchen table isn’t paid to know any of it.

So start from the other end. Two questions, and we’ll tell you the most you can pay and still come out ahead — before anyone shows you a number.

Start here
The ceiling estimator
Free no email

Two questions, thirty seconds.

  • Your ceiling price, cash or financed
  • The most you should pay for a PPA or lease
  • Every assumption we made, stated plainly
  • Nothing to sign up for
Find my ceiling

2 While you’re collecting quotes

Comparing quotes against each other proves nothing

You’ll be told to get three. Three proposals, three sets of assumptions, and no way to do more than pick the cheapest.

Run them all through the same model instead. Same page, same numbers, same places — so you’re comparing the deals rather than the sales pitches.

Coming soon
The quick check
$9.99 unlimited checks

One page per quote, as many as you like.

  • Check as many quotes as you like
  • Same one-page read on each, so they compare
  • Price, payback, and what looks off
  • A link you can keep for each one
See what it’ll be

3 Before you sign

Now pull the one you’ve chosen apart

Behind every rosy solar pitch is a spreadsheet with the assumptions dialled in to make the deal look good. We hand you that same spreadsheet. Change any assumption yourself and watch the numbers move.

If a deal only works when every dial is set to best case, that tells you something. Now you can see it for yourself.

Open the live demo →  A real sample quote. Nothing to enter, no sign-up.

Available now
The full analysis
$49.99 one-time

The whole dashboard, yours to keep.

  • The full six-tab dashboard, yours to keep
  • Every dial in your hands, numbers move live
  • Cautious, expected and optimistic side by side
  • The exact questions to put to your installer
Analyze my quote

Pricing

What you get at each step

No subscription, no upsells, and nothing sold to installers. The free solar tools make their money handing your details to salespeople — we only make ours when you pay us, which is the whole reason we can tell you a quote is bad.

Freeno email $9.99coming soon $49.99available now
Tells you the most you should pay
Works before you have a quote
Checks a real quote from an installer
How many quotesas many as you likeone
Price-per-watt check against your area
Payback and 25-year savingsceiling only
The things worth questioning, surfaced
A link you can come back to
Change any assumption yourself
Cautious / expected / optimistic side by side
Full six-tab dashboard
The exact questions to ask your installer
Need a hand?
Unusual quote or financing?
We'll help just ask

Got a setup we don't cover yet — a PPA that converts to a loan, something stranger? Or you're not sure what to put in a field? Tell us what you're looking at and we'll help you get it right.

Or email support@second-opinion-solar.com and tell us the details.

Why not just use a free calculator?

Because someone always pays, and with those it isn’t you — which means you aren’t the customer. They’re lead-generation businesses: you enter your details, they sell the lead to an installer. Their money comes from putting you into a sale, so they have no reason to ever tell you a quote is overpriced.

Ours comes from you. That’s the only arrangement where we can say a deal is bad.

If you're not satisfied with your analysis, we'll refund you in full. No questions asked.

A closer look at the full analysis

Here's what a real analysis looks like

The actual dashboard in action — click through the tabs and watch the numbers move. It works just as well on your phone as on desktop. Run your own quote to unlock the full analysis.

Try the live tool → A real sample quote you can play with — no sign-up, nothing to enter.
Sample analysis Desktop & mobile
What's inside

Six views of your quote — not just a verdict

Your analysis opens as a full dashboard. Each tab answers a different question about the deal — in plain language, with numbers you can adjust yourself.

Summary "Here's what we found"

The at-a-glance read: your verdict, the headline numbers, and the flags worth questioning before you sign.

Economics "What you'd actually pay"

Your first-year bill with and without solar, plus a year-by-year breakdown of grid vs. solar.

Payback "When solar starts paying off"

When you break even and what it's worth over 25 years — unadjusted and adjusted — plus what you're really paying per kWh.

Risk "What to watch out for"

Every assessment and red flag we surfaced, so you know exactly what to push back on.

Scenarios "How it could play out"

The same quote run cautious, expected, and optimistic — so you can see how fragile or solid the deal really is.

Verdict "Here's our take"

The plain-language bottom line, plus the specific questions to ask your installer about this quote.

You hold the controls

The same levers the salesperson uses — in your hands

Behind every rosy solar pitch is a spreadsheet with assumptions dialed in to make the deal look good. We hand you that same spreadsheet. Adjust any assumption yourself and watch the numbers move in real time.

  • Your utility rate and how fast you think it'll rise
  • How much power the panels really produce, and how they fade over time
  • Loan terms, dealer fees, and every incentive we found
  • Run it cautious, expected, or optimistic — see the full range

If a deal only works when every dial is set to "best case," that tells you something. Now you can see it for yourself.

How it works

What the full analysis actually does

Works with how you're paying:CashLoanPPALease
01

Enter your quote

System size, total cost, dealer fee, financing type, and your current utility usage. Takes about five minutes.

02

We run the numbers

Estimated payback period, 25-year savings, a price-per-watt check against typical ranges, the things worth questioning, and three risk scenarios.

03

You decide, informed

A clear read on where the numbers land, plus the exact questions to ask your installer — so the decision is yours to make with eyes open.

Resources

Free resources to help you decide

We check the pitches homeowners actually hear — in the news and on the doorstep — against current public data, and rate each one with our sources shown. All free.

Browse our resources

Texas today. More states coming.

Our incentive and utility data is dialed in for Texas today, and we're expanding state by state. Leave your email and we'll tell you the moment yours is live.

Know what you're signing before you sign it.

Start with the free one — two questions and you’ll know the most you should pay. Come back with a quote when you have one.

Start free I have a quote — $49.99
Common questions

Things homeowners ask us

Can my installer see my analysis?

No. Your quote data is never shared with installers, solar companies, or any third party. We have no financial relationship with anyone in the solar industry.

Why isn’t all of it free?

Some of it is — the ceiling estimator costs nothing and doesn’t even ask for your email. But someone always pays, and with most “free” solar tools it isn’t you, which means you aren’t the customer. They’re lead-generation businesses: you enter your details, they sell that lead to installers. Their money comes from putting you into a sale, which gives them no reason at all to tell you a quote is overpriced.

We do the opposite. The only person paying us is you, so the only thing we’re working for is an honest read on your quote. We don’t take installer referral fees and we don’t sell your information. Forty-nine dollars is what it costs to keep it that way.

What’s the difference between the $9.99 and $49.99 versions?

The $9.99 check is for shopping. You’ll collect three or four proposals, and it runs each through the same model so you can see which are even in the running — one page, our numbers, as many quotes as you want. The $49.99 analysis is for the one you’ve settled on: the full dashboard, and every assumption behind the deal in your hands to change. Most people who buy the second one have already used the first to narrow the field.

What kinds of quotes can you analyze?

Cash, loan, PPA, and lease quotes are all supported. Side-by-side comparison of multiple quotes is coming soon — leave your email on the pricing section and we'll let you know when it's ready.

My installer is pressuring me to sign today. Can I use this fast?

Yes — most homeowners finish in under five minutes. And any installer who won't give you five minutes to check their numbers is telling you something.

What information do I need to get started?

Your written quote: system size in kW, total price, any dealer or financing fees, the loan terms, and a recent utility bill. Everything you need is on the proposal your installer already gave you.

Still have a question? Email us at support@second-opinion-solar.com — a real person answers.